727: Joseph Reinke: Navigating the New Student Loan Landscape: What You Need to Know

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In this episode of the Healthy, Wealthy and Smart podcast, host Karen Litzy welcomes back financial expert Joe Reinke to discuss the latest changes in student loans. Joe, a CFA charter holder and founder of FitBux, shares valuable insights into how these changes will impact three key groups: current students, those in repayment, and graduates nearing forgiveness. The discussion provides practical information on what to expect regarding student loans. Join Karen and Joe for an informative conversation that aims to clarify the current landscape of student loans and empower listeners with knowledge.

Time Stamps:

[00:01:48] Student loan changes overview.

[00:05:03] Federal vs. private student loans.

[00:10:03] Student loan funding for programs.

[00:12:10] Student loan forgiveness programs.

[00:15:49] New IBR vs Old IBR.

[00:21:32] New vs. old IBR.

[00:25:11] New Income Repayment Assistance Plan.

[00:27:10] Loan forgiveness options explained.

[00:31:27] Public service loan forgiveness changes.

[00:37:32] Student loan refinancing options.

[00:39:25] Financial planning for young professionals.

[00:43:01] Home ownership financial perspective.

[00:45:57] AI scribe for physical therapists.

More About Joe:

Joseph is a Chartered Financial Analyst (CFA) and founder of FitBUX which has helped over 18,000 young professionals on their journey to financial freedom. Joseph has been personally investing since he was 12 years old. In addition, he has experience in student loans, mortgages, wealth management, investment banking, valuation, stock trading, and option trading. He has been on 100s of podcast and has been invited to 100s of universities to discuss financial planning with their soon to be graduates.